There are many ways to purchase a car, whether via financing, leasing or cash.
Based on your budget, I’ll help you figure out which is most cost-effective for you. It’s not always what you think.
People with high FICO scores get the best interest rates. But don’t panic.
Even if your credit score isn’t stellar, there may still be financing options for you. But I’ll make sure, no matter what, that you’re not paying an exorbitant interest rate. That’s the kicker they never tell you about.
It’s rare that people pay for a car in full with cash, but if you don’t want a monthly payment and happen to be rolling in dough, just know that cash buyers usually don’t get the best deals. The dealerships make more money by leasing or financing through them.
That means, even if you go through a credit union to get the best interest rate, you still won’t get the best price on the car because with a credit union check, you’re essentially paying cash to the dealership.
Confused? Contact me, and I will clearly explain all your options.